0800 TARGET (0800 827438)
www.targetfurniture.co.nz
At Target Furniture we don't believe there is only one finance option that fits all, instead we help you find the Finance option that best suits you and your unique situation.
What suits one person, won't suit the next: do you want interest free terms, convenient low weekly repayments, an extended loan period or the ability to pay it off early?
Have a read through the below and choose how you'd like to purchase with us. As always, if you have any questions give us a bell, we're here to help.
What suits one person, won't suit the next: do you want interest free terms, convenient low weekly repayments, an extended loan period or the ability to pay it off early?
Have a read through the below and choose how you'd like to purchase with us. As always, if you have any questions give us a bell, we're here to help.
LONG TERM FINANCE PROVIDERS
Q MASTERCARD
36 MONTHS INTEREST FREE
36 months interest free is available on Long Term Finance (LTF) for in-store and online purchases only until 09.02.2026. Minimum spend of $200.
New customers need to apply and be approved for a Q Mastercard credit card. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period.
Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees and availability subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.
New customers need to apply and be approved for a Q Mastercard credit card. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period.
Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees and availability subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.
GEM VISA
36 Months Instalment Interest Free*
GEM BY LATITUDE: *Minimum purchase $250. Offer ends 09/02/2026. Exclusions may apply. Equal monthly payments required.
Lending criteria, T&Cs & fees apply incl. $55 estb. fee & $65 annual fee ($32.50 half-yearly). Standard interest rate (currently 29.49% p.a.) applies after interest free term ends.
Further information on rates and fees can be found at gemfinance.co.nz. Credit provided by Latitude Financial Services Limited. Rates, fees and promotional dates are correct as of date of publication and are subject to change.
Lending criteria, T&Cs & fees apply incl. $55 estb. fee & $65 annual fee ($32.50 half-yearly). Standard interest rate (currently 29.49% p.a.) applies after interest free term ends.
Further information on rates and fees can be found at gemfinance.co.nz. Credit provided by Latitude Financial Services Limited. Rates, fees and promotional dates are correct as of date of publication and are subject to change.
Repayment Calculator for
$
New to Interest Free? Apply for a Gem Visa now.
- Apply online
- Get a response in less than 60 seconds (responsible lending criteria applies)
- Once approved, start shopping right away
Already have an eligible card? Start shopping today.
- Choose Interest Free when you checkout your purchase
-
Enter your credit card or account details
OR present your card when you shop in-store
BUY NOW, PAY LATER
AFTERPAY
4 BI-weekly payments
Minimum Spend $35
Maximum Spend $2000
No fees or interest when you pay on time
FULL TERMS & CONDITIONS
Afterpay allows you to pay for your purchase over 4 instalments due every 2 weeks. In some cases, Afterpay may require you to make a payment at the time of purchase.
You must be over 18 years old and be the authorised holder of an eligible debit/credit card to apply.
All orders are subject to Afterpay's approval - for example, if you have any overdue payments, Afterpay will not be available to you. For more information on assessment and checks, see Afterpay's terms of service here: https://www.afterpay.com/en-NZ/terms-of-service
As part of the approval process, Afterpay may conduct a pre-authorisation on your nominated card, up to an amount of your first instalment.
You can make repayments to Afterpay any time before the due date. Otherwise, Afterpay will automatically process payments on the scheduled dates from your card. If a payment is not processed on or before the due date, late fees will apply - initial $10 late fee, and a further $7 if the payment remains unpaid 7 days after the due date.
For each order below $40, a maximum of one $10 late fee may be applied per order. For each order of $40 or above, the total of the late fees that may be applied are capped at 25% of the original order value or $68, whichever is less.
